A Week In Toronto, ON, On A $190,657 Joint Income

Occupation: Policy Advisor
Industry: Public Service
Age: 31
Location: Toronto, ON
My Salary: $90,657
My Husband’s Salary: $100,000
My Paycheque Amount (2x/month): $2,201.16
My Husband’s Paycheque Amount (2x/month): $2,600
Gender Identity: Woman

Monthly Expenses
Rent: $1,730 (For a one-bedroom, plus den, including parking and a storage locker. My husband and I split this total and major household expenses.)
Student Loans: $0 (My parents paid for my undergraduate degree, and my grandfather paid for my Master’s degree.)
Hydro: $60
Car Insurance: $199.39
Renters Insurance: $51.84 (This total also includes coverage for my engagement ring.)
Cable Internet: $95.62
Financial Advisor: $35 (We meet with our advisor on a quarterly basis, and she also files our tax returns.)
Costco Membership: $0 (Thanks, mom and dad!)
Phone: $116.39
Netflix: $13.99
Spotify: $9.99
Gym Membership: $157.07 (It’s expensive but keeps me motivated.)
Pension: $296 (matched by my employer)
Savings: $1,000 (For our wedding, honeymoon, and down payment on our first home. I currently have $88,599 saved. C. has his own savings for the same goals.)
Tax-Free Savings: $300 (I currently have $7,819 saved.)