Here’s what you need to know about getting travel insurance during hurricane season

If you’re traveling during peak hurricane season, you’ll want to buy comprehensive travel insurance. These policies typically cover everything from reimbursements if you miss a connection to refunds if you can’t travel because you’re sick or hurt, plus any expenses related to lost bags, medical or dental emergencies, disaster evacuations and even costs associated with accidental deaths.

Specifically, look for policies that include advance cancellation, trip interruption and trip delay protection (if postponing your departure by a day or two is all that’s needed), Carl Unger, contributing editor for SmarterTravel.com, tells CNBC Make It.

Be prepared to pay an average of $164 for a weeklong trip, according to finance research site ValuePenguin that looked at the top 50 offerings on the market. Policies with the ‘Cancel for any reason’ feature are the most flexible, but they typically are the most expensive, Unger says.

And you should always read the fine print: Not all policies are set up to handle hurricanes. “You need to figure out what you want covered and look at different policies,” Pauline Frommer, editorial director of Frommer’s Guidebooks, tells CNBC Make It.