10 hidden costs of cruising: How to prepare for — and fight — extra expenses

A voyage at sea is one of the best values around because all major expenses (lodging, meals, snacks, activities and entertainment) are included. However, there are some items — mostly of a personal or optional nature — that are out-of-pocket expenses. Those extra purchases can quickly run up your bill.

Cruise lines tempt travelers to come onboard with sometimes low upfront prices and then charge extra for everything from massages and fruity cocktails to onboard activities and meals outside the main dining room. “All-inclusive” is a term that really only applies to a handful of high-priced luxury cruises.

If you want the full cruise experience, you’ll need to set aside some cash to cover these extra expenditures, or make a vacation budget and stick to it. To make sure the incidentals don’t break the bank for you, Cruise Critic put together a list of 10 things that will cost you extra onboard — and how to find discounts and savings.

Cruise fees go overboard:Here’s what to watch for, from automatic gratuities to service fees

1. Shore excursions

What you’ll pay: Cruise lines sell shore excursions — guided tours and experiences in the various ports of call — but they do inflate prices above what the actual tour operators charge.

Savings tip: While you might wish to sign up for some of the ship’s tours, you also have the option to tour independently at a fraction of the cost — or even for free, if you go on a self-guided walking tour. Before setting sail, visit the websites of your ports’ tourist boards to get ideas on things to see and how to get around on your own in port. Online travel guides and apps can also help you plan your time ashore.

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